Unexpected hospital1 stays can lead to expenses that quickly add up. MetLife’s Hospital Indemnity Insurance can provide the money you can use to help cover the costs you might not anticipate. Helping you handle expensive hospital bills lets you focus more on recovering and less on how much the next test is going to cost.
Outside of new hire enrollment period, enrollment is limited to annual enrollment and qualifying life events.
What is Hospital Indemnity Insurance?
Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined based on the type of facility and the number of days you stay. Hospital Indemnity Insurance is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
Features of Hospital Indemnity Insurance include:
How can Hospital Indemnity Insurance help?
Below are a few examples of how your Hospital Indemnity Insurance benefit could be used (coverage amounts may vary):
Who is eligible for Hospital Indemnity Insurance?
*The use of “spouse” in this document means a person insured as a spouse as described in the certificate of insurance or rider. This may include domestic partners or civil union partners as defined by the group policy. Please contact your employer for more information.